Insurance Information

At Gulf Coast Facial & Oral Surgery we make every effort to provide you with the finest care and the most convenient financial options. To accomplish this we work hand in hand with you to maximize your insurance reimbursement for covered procedures. We also offer six months interest free financing if you qualify, through our financial partner, CareCredit. Our patients must initiate the application process for CareCredit by going online to and completing an online application.  If you have any questions or concerns, please ask our administrative staff. They are well informed and here to assist you. They can be reached by phone at 850-269-7550 (Fort Walton Beach or Crestview) or 850-475-1895 for Pensacola.

Please feel free to call our office if you have any questions or concerns regarding your initial visit.

Please provide your insurance information or member card at your first office visit so that we can expedite reimbursement. If we are practicing as plan participants within your dental insurance network, you will be responsible for payment of deductibles and copays on date of service.

For patients with insurance plans outside of our networks, dental claims will be filed, as a courtesy, with reimbursement issued directly to you.  Payment in full will be required on date of service.

Gulf Coast Facial & Oral Surgery has opted out of the Medicare network.  Should you choose to utilize our surgeons for your oral surgery, you would knowingly forfeit your ability to have claims filed or reimbursed by Medicare plan administrators. Medicare supplemental policies would be excluded from claim filing or reimbursement as well. 

Insurance Participation

Marshall and Horne Insurance Networks:

  • Delta Dental PPO
  • Metlife PPO

*Gulf Coast Facial & Oral Surgery does not participate in Medicare, Medicaid or Medical Insurances

 Timko Dental Insurance Networks:

  • Aetna PPO
  • Ameritas
  • Connection Dental
  • Delta PPO
  • DenteMax
  • Florida Combined Life
  • GEHA
  • Guardian PPO
  • Metlife PPO
  • Principal
  • United Health Care Dental PPO

*Gulf Coast Facial & Oral Surgery does not participate in Medicare, Medicaid or Medical Insurances.